The Law Offices of Michelle Vereckey, PLLC will assist in preventing your home from going into Foreclosure.  We help clients find the solution that best fits their own personal needs in keeping their home.

As trained professionals who help prevent foreclosures in your area, The Law Offices of Michelle Vereckey, PLLC understands the foreclosure and mortgage servicing industry.  By selecting our firm, you made the right decision to contact a skilled law firm whose only interest is to stop your foreclosure and keep you in and your family in your home.

Your information is promptly reviewed and we immediately analyze your current situation.  If your home can be save from foreclosure we can only do so by acting immediately.

What We Can Do for You

A loan modification is when the lender modifies a current mortgage because of a hardship.  the purpose is to help make your loan more affordable.  Usually it is in the form of a rate reduction and/or fixing the rate for a certain amount of time.  In the past this was only used when a borrower was delinquent and suffered a hardship such as a job loss, divorce, or illness, etc.  Now, borrowers can obtain mortgage help from their lender for unaffordable rate adjustments on adjustable rate mortgages (ARMs).  We work with your lender to stop foreclosure, modify your loan, and possible even lower your rate or change from an adjustable mortgage to a fixed rate mortgage.

Call today to learn more about this option for saving your home.

Download Foreclosure Forms

• Hardship Letter  (doc)

• Authorization Letter  (doc)

• Financial Information Form  (xls)